Your Trusted Partner in Colorado
As a Loan Advisor with Sheridan Home Loans, I guide homebuyers and homeowners through the mortgage process with personalized strategies and local expertise.
Let’s Connect
Hi! I’m Sabrina. Feel free to reach out via email [email protected] or call me directly at 970.237.2839. Text is preferred over voicemail.
I’m here to assist you with any questions or concerns you may have about the mortgage process.
Home Loan Adventure is me. Sabrina Davies, Loan Advisor, authorized to do business in Colorado. NMLS ID 1991944. I am focused on helping Colorado homebuyers, and owners, navigate the mortgage process with ease! I specialize in personalized service and guidance for first-time buyers and beyond. I work at Sheridan Home Loans NMLS # 344234 | Smarter Mortgage Solutions 🏡💼 Equal Housing Opportunity | NMLS #344234.
WHAT ARE THE STEPS OF A HOME LOAN PURCHASE?
Navigate the world of home purchase
Here’s your four step road map!
01
planning
An initial planning call and next steps …
Schedule your purchase planning call, gather documents and plan next steps to work towards solidifying your plan. We’ll work together to review any questions you may have about the mortgage process, setting the stage for a successful journey.
- You will plan a goal to take confident steps toward homeownership. When you are mortgage-ready—prequalified or, even better, preapproved—you set yourself up for success.
- Of course, your income, credit and details matter in seeking an approval. It’s okay to begin a home finance plan early in your process, a year out even. Perfect credit is not required, and you do not need 20% down.
02
home shopping: what if you qualify and it happens?
Build your dream real estate team
As you tour homes, you will have a range for total monthly payment and purchase prices.
Looking for a trusted real estate agent? I can connect you with a local partner to help guide your journey.
Realtors appreciate a client’s foresight in securing a prequalification, which demonstrates commitment and readiness to move forward.
When it’s time to make an offer, your team is prepared.
- I provide top-notch loan status communication. You’re not just house hunting—you are house buying with confidence.
03
Evaluate
A tailored mortgage plan
It’s getting real as you gather updated documents, review disclosures, pick out insurance, appraisals and inspections are completed, and your loan is in underwriting seeking a final loan approval. You will gather underwriting conditions and documents, your file goes back into underwriting. If all goes as planned, you arrive at the day of “final loan approval.”
It is normal to feel a flurry of things on these steps to home ownership as you await your “clear to close” moment!
04
Finalize
Final numbers, getting keys on closing day
Title and lender balance final closing numbers, your closing is scheduled. You review your final closing disclosure for payment and closing numbers.
Finally, the day arrives, you sign at escrow and receive your keys!
Frequently Asked Questions
What is Home Loan Adventure?
I am happy to connect qualified borrowers to a wide range of lenders, helping them secure lower, more competitive mortgage rates compared to big retail lenders. We are a full-service mortgage company specializing in purchase loans. Our experienced loan professionals ensure every transaction is smooth from start to finish, guiding homeowners toward financing that aligns with their long-term goals. Loan approval is based on credit, income, and other factors. Let’s find the right home loan for you today!
Tell me your monthly payment goals and I will listen as we craft strategies tailored to your needs.
What services do you provide?
Free home strategy consultations, personalized loan options, refinancing assistance.
Who can benefit from your services?
Our services are designed for anyone looking to buy a home, especially first-time buyers, mountain properties, large loan amounts, refinancing, unique loan strategies.
How do I schedule a consultation?
You can easily schedule a consultation by clicking the top ‘Book Now’ button on my Linktree site, which will direct you to my Calendly page for convenient booking. You can also text or call me at 970.237.2839.
What types of loans do you offer?
A variety of loan options including conventional loans, FHA loans, VA loans, and USDA loans. Each type is tailored to meet the unique needs of our clients, ensuring they find the best fit for their financial situation and homeownership goals. I am also available to help with commercial and agricultural loan products.
I am ready to get going, how do I get prequalifed?
APPLY BY CLICKING HERE!
★★★★★
“We absolutely loved Sabrina. She closed on our loan in less than 28 days from start to finish. She is a rock star! I would highly recommend her talent to anyone. We are very happy homeowners.”
C.Q.
Client
Call 📞 970-237-2839
Home Loan Adventure | Sabrina Davies
Licensed to originate mortgage loans in Colorado | NMLS ID 1991944
Equal Housing Lender | This is not a commitment to lend. All loans subject to credit approval and lender guidelines.